Page 13 - Housing & Poverty In Malta With A Focus On The Southern Harbour Region
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4. Housing and Poverty







                   Social housing has long been an important element in the Maltese safety net. During the
                   past  decade,  the  number  of  social  housing  applicants  has  increased  by  over  20% per
                   annum. A fundamental conundrum, however, still remains. Some of the applicants for
                   social housing are not considered to be poor, whereas others who are poor, and therefore
                   eligible, for some reason fail to apply.

                   Some indicators, such as those for substandard accommodation, income distribution and
                   social development suggest that the actual number of social housing units may fall short
                   of the true need for social housing provision. Out of the outstanding housing applicants
                   in  the  year  2000,  379  lived  in  dangerous  dwellings,  whereas  another  542  lived  in
                   substandard  accommodation,  giving  a  total  of  921  inadequately  housed  applicants.
                   However,  the  numbers  of  occupied  substandard  and  inadequate  accommodations,
                   respectively,  were  6,792  (as  per  the  1995  census)  and  939,  yielding  a  total  of  7,731
                   inadequately housed households. This figure contrasts markedly with the 921 yielded by
                   summating the inadequately-housed housing applicants. Potentially housing applications
                   could go up by at least 6,810.

                   The poverty line, by all means an extreme measure of poverty, in Malta given by taking
                   50% of the mean disposable income stood at LM 2,000 per annum. By this measure, 16%
                   of Malta’s population lives below the poverty line, which translates into 19,000 people
                   circa. Outstanding housing applications, however, are just over 3,000.

                   The Maltese affordability crisis is also mirrored in the fact that at the time of Camilleri’s
                   study (2000) 360 persons were separated but still living under the same roof and another





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